Virtual Accounts

A Real Account Number.
Global Reach. Zero Complexity

Give your clients — or yourself — a dedicated account number in USD and key currencies. They wire to it like any normal bank account. Funds land, reconcile automatically, and are ready to convert or pay out globally.
USD now live.  GBP · EUR · AED · CAD coming soon.
Virtual Account Active
🇺🇸
US Dollar — USD
RemittancesHub · Virtual Account
Account Number
4 7 2 9 8 8 3 1 0 0 4 6
Routing Number (ACH / Wire)
0 2 1 0 0 0 0 8 9
SWIFT / BIC
R H U B U S 3 3 X X X
Available Balance
$248,500.00
Convert via FX →
Pay Out Globally
Virtual Accounts
What Is a Virtual Account?

A real account number, not an abstraction.

Your clients send a wire to your RemittancesHub Virtual Account number, just like a normal bank account. The funds land, get reconciled automatically, and are ready to convert or pay out — no manual matching, no delay.
Every Virtual Account comes with a dedicated account number, routing details, and SWIFT/BIC where applicable — so it behaves exactly like a local bank account to anyone paying into it, without you needing to open one.
How it works

From client wire to reconciled funds, automatically.

The whole process from your client sending funds to you paying out globally happens within a single platform.
Step 01
🏦
Client Wires
Your client pays your Virtual Account number like any standard bank account — no special instructions needed.
Step 02
Funds Land
Money arrives into your dedicated Virtual Account, tagged to the right currency and client automatically.
Step 03
💱
Reconciled
Every inflow is matched and reflected in your dashboard in real time — no manual reconciliation required.
STEP 04
🌍
Convert or Pay Out
Move funds straight into RemittancesHub FX conversion or out to any of our global payout corridors.
Why Choose Virtual Accounts

Built for how global collections actually work.

Step 01
🏦
Virtual Accounts
Collect
Receive international wires into dedicated Virtual Account numbers — per client, per currency, fully reconciled.
Step 02
💱
FX Conversion
Convert
Convert VA balances between 50+ FIAT currencies at transparent, institutional-grade rates. Know your rate before you confirm.
Step 03
🌍
Global Payouts
Pay Out
Pay out from your VA balance to bank accounts in 86 countries via SWIFT or local rails — any currency, any amount.
Who It's For

Built for anyone collecting money across borders.

💳
PSPs & Banks
Issue dedicated Virtual Accounts to your own clients, white-labelled, under full KYB compliance.
🏢
Fintechs
Build international collections into your product without becoming a bank yourself.
🚀
Businesses
Collect from overseas clients without opening a local entity or bank account in their market.
🏦
Marketplaces
Give sellers or partners a local-feeling account number to receive payouts and settlements.

50+

Currencies via FX

86

Payout Countries

1

API · One Contract

24/7

Support & Monitoring
14 Currencies - Virtual Accounts
Currencies

14 currencies, all live now.

USD, GBP, ILS, JPY, NOK, SEK, DKK, HKD, AED, AUD, CAD, KWD, NZD, and ZAR are all live today on a single Virtual Account structure — switch on any of them, no new onboarding required.

USD Live
GBP Live
ILS Live
JPY Live
NOK Live
SEK Live
DKK Live
HKD Live
AED Live
AUD Live
CAD Live
KWD Live
NZD Live
ZAR Live
FAQs

Common questions about Virtual Accounts

Everything you need to know before opening an account. Can't find your answer? Talk to our team directly.

What is a Virtual Account?

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A dedicated account number — with routing and, where applicable, SWIFT/BIC details — that behaves like a standalone bank account for anyone paying into it, while settling into RemittancesHub's underlying account structure behind the scenes.

How are my funds held?

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Funds are held under RemittancesHub's regulated account infrastructure and safeguarding arrangements, with your balance tracked precisely at the sub-account level.

How quickly is a payment reconciled?

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Inbound payments are automatically tagged to the correct currency and counterparty as soon as they land — no manual matching required.

Can I issue Virtual Accounts to my own clients?

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Yes. PSPs, banks, and fintechs can issue white-labelled Virtual Accounts to their own client base under their own brand.

Which currencies are available?

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All 14 currencies are live today: USD, GBP, ILS, JPY, NOK, SEK, DKK, HKD, AED, AUD, CAD, KWD, NZD, and ZAR — all on one Virtual Account.

What are the sending details my client needs?

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Each Virtual Account comes with a dedicated account number, routing/ACH details for local rails, and a SWIFT/BIC code for international wires, depending on the currency.

Is there a limit on how much I can receive?

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Limits are set based on your account's compliance profile and can be increased as your volume and verification level grow. Talk to your RemittancesHub representative for your specific limits.

How does this connect to FX and Payouts?

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Funds in your Virtual Account can be converted through RemittancesHub FX or paid out directly to 100+ countries — all from the same dashboard, without moving money to a separate system first.

Ready to move
money smarter?

Talk to our team and find out how RemittancesHub can power your cross-border payment operations.