Company

Regulated infrastructure for cross-border money movement.

RemittancesHub is a correspondent network operated by Remittances Hub Enterprises Canada Ltd., a money services business registered with FINTRAC. We enable banks, payment service providers, fintechs and enterprise businesses to collect, convert and pay out across borders — in fiat and stablecoin.

Who we are

Built by people who have moved money for a living.

Cross-border payments remain slower, costlier and less transparent than the businesses relying on them require. We built RemittancesHub to close that gap — a single regulated network that reaches local rails, SWIFT and stablecoin settlement, so our clients do not have to assemble that coverage themselves.

One integration

Corridor management, licensing coverage, compliance and reconciliation remain on our side. Clients connect once.

Transparent by default

FX spreads are disclosed before commitment, not embedded in the rate. Clients price a payment before they send it.

Regulated infrastructure

Registered money services businesses operating under Canadian federal AML legislation, with compliance embedded in the rail.

Leadership

The people behind the network.

RemittancesHub is led by a team with backgrounds spanning payments, cross-border operations and financial governance.

R
Co-founder

Raj Hajela

A serial entrepreneur with a background across technology and payments, Raj leads the company’s direction and its correspondent network strategy.

LinkedIn →
D
Co-founder

Dhruv Hajela

A London Business School alumnus and cross-border payments specialist, Dhruv leads day-to-day operations across corridors, partners and delivery.

LinkedIn →
N
Finance & governance

Narendra

A chartered accountant with over three decades in corporate tax and audit for large entities, including government-owned banks, Narendra oversees financial governance.

LinkedIn →
Regulatory

Licensing and registration.

RemittancesHub and PayCrossBorder are separately incorporated, separately regulated legal entities. Each holds its own registration with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and maintains its own compliance program.

Legal entity
Jurisdiction
Regulator
MSB registration
Remittances Hub Enterprises Canada Ltd.
Canada
FINTRAC
M23799972
Pay Crossborder Inc.
Canada
FINTRAC
C100000654

Affiliated, not merged. Pay Crossborder Inc. is an affiliate of Remittances Hub Enterprises Canada Ltd. Each entity is independently responsible for its own registration, ongoing compliance and reporting obligations. Neither entity guarantees or assumes responsibility for the obligations of the other.

Compliance

Compliance sits inside the rail.

Both entities operate under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC’s applicable guidelines, each maintaining its own compliance program, policies and controls.

KYC & KYB

Client and counterparty onboarding checks applied before any corridor is opened.

AML monitoring

Transaction monitoring and reporting obligations maintained under the PCMLTFA.

Sanctions screening

Screening applied across parties and corridors in line with regulatory requirements.

Offices

Where we operate from.

Canada

Remittances Hub Enterprises Canada Ltd.

Registered money services business · FINTRAC M23799972

Canada

Pay Crossborder Inc.

Registered money services business · FINTRAC C100000654

Legal

Important information

Website operator

This website is operated by Remittances Hub Enterprises Canada Ltd. (“Remittances Hub,” “we,” “us,” or “our”), a money services business registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under MSB registration number M23799972.

Affiliate platform

This website is also used as a digital platform for Pay Crossborder Inc. (“Pay Crossborder”), a Canadian money services business and an affiliate of Remittances Hub, registered with FINTRAC under MSB registration number C100000654.

Separate legal entities

Remittances Hub and Pay Crossborder are each separately incorporated, separately regulated legal entities. Each entity is independently responsible for its own registration, ongoing compliance, and reporting obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC’s applicable guidelines, and each maintains its own compliance program, policies, and controls. Nothing on this website should be construed as creating shared or joint liability between Remittances Hub and Pay Crossborder, nor as either entity guaranteeing or assuming responsibility for the obligations, representations, products, or services of the other.

Who provides content

Content, products, or services described on this website are provided by the entity identified in connection with them. Where an entity is not otherwise specified, content is provided by Remittances Hub.

Get started

Speak to our team.

Bring us a corridor, a compliance question or an integration requirement. We will map it and come back with specifics.
First- & third-party payments · Licensed & regulated · KYC/AML compliant